Health Protection for you and your Family

No one plans to get sick or hurt, but most people need medical care at some point.  Health insurance covers these costs and offers many other important benefits. Health insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible.

Health insurance is a type of  insurance coverage  that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

It is often included in employer benefit packages as a means of enticing quality employees. The cost of health  insurance premiums  is deductible to the payer, and benefits received are tax-free.