Accident Insurance

Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.

You can either take a PA policy for yourself or a group policy for your family, protecting you and them anywhere in the world, anytime of the day. PA insurance provides 24-hour worldwide insurance protection.

• Accidental Death
• Permanent Total Disablement
• Permanent Partial Disablement
• Accidental Medical Expenses
• Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance
• Hospital Daily Cash

• Accidental Death: In case of death due to an accident, within the policy period, the nominee mentioned in your policy will be compensated with the sum insured.
• Accidental Hospitalisation Expenses Reimbursement: You can opt for an additional cover to compensate expenses in case of a minimum 24 hour hospitalisation due to injury, within 7 days of the date of the accident.
• Permanent Total Disablement: In case of permanent and total loss of limbs, sight, etc. due to an accident, you will be compensated with the sum insured.
• Accidental Hospital Daily Allowance: We offer an additional cover that gives you a per day allowance for each day of hospitalisation after the insured event, not exceeding 30 days of hospitalisation, with a deductible of 1 day.